Backed by industry-leading payment rails

Your Global
Financial Hub
In One App

Create accounts, receive payments via QR codes, spend with cards, and convert currencies instantly. All backed by stablecoins for maximum flexibility.

Virtual & Physical Cards
QR Payments
Multi-Currency
150+ Countries
For Everyone

Built for the way you do business

Whether you're a vendor accepting payments, a business managing global operations, or an individual traveling abroad—we've got you covered.

Vendors & Merchants

Accept payments from anywhere in the world. Get QR codes for instant collection, settle in your preferred currency.

QR code paymentsMulti-currency settlementInstant notifications

Small & Medium Businesses

Manage international payroll, pay suppliers globally, and optimize FX costs with transparent rates.

Bulk paymentsFX optimizationAutomated reports

Freelancers & Individuals

Get paid by international clients, hold multiple currencies, and withdraw to your local bank instantly.

Personal accountsLocal bank transfersReal-time tracking

Travelers & Expats

Spend abroad without FX surcharges. Load your card with stablecoins, pay in local currency anywhere.

Zero FX markupGlobal card acceptanceInstant top-up
Account Features

Everything you need in one account

Cards, QR codes, wallets, and instant conversions. All seamlessly connected and backed by stablecoin infrastructure.

Virtual & Physical Cards

Stablecoin-backed cards accepted at 50M+ merchants worldwide. No hidden fees.

QR Code Payments

Generate QR codes instantly. Receive payments locally or from anywhere in the world.

Multi-Currency Wallets

Hold USD, EUR, GBP, and 15+ currencies. Convert between them at real-time rates.

Local Bank Accounts

Get local account details in major markets. Receive like a local, spend globally.

Instant Conversions

Swap between stablecoins and fiat instantly. No waiting, no surprises.

Earn Yield

Stake idle funds and earn competitive yields. Your money works while you sleep.

Business Payments

Automate your payment operations

From payroll to vendor payments—schedule, automate, and scale your payment workflows with powerful business tools.

Automation

Scheduled Payments

Set it and forget it. Schedule one-time payments for any future date with timezone support.

Payroll

Invoice-Based Payments

Create invoices for salaries or vendors. Pay directly from invoice with complete audit trail.

Automation

Recurring Payments

Automate weekly, bi-weekly, or monthly payments. Perfect for salaries, rent, and subscriptions.

Scale

Bulk Payments

Upload CSV with hundreds of payments. Validate, preview, and execute in one click.

Perfect for payroll & vendor management

Process salaries for your entire team with invoices and tax documentation. Pay vendors on schedule without lifting a finger.

Salary slip generation
Tax-compliant invoices
Bulk CSV upload
Approval workflows
January PayrollScheduled
John Doe$4,500
Sarah Smith$5,200
+ 23 more$98,300
Runs on Jan 31, 2026
FX Optimization

Save money on every currency exchange

We believe in radical transparency. No hidden markups, no surprise fees. See exactly what you're paying before you convert.

You send

$1,000.00

They receive

€923.45

Mid-market rate1 USD = 0.9235 EUR
Our fee$0.00 (Free tier)
0% markup on FX

Real Mid-Market Rates

We use live interbank rates with no hidden markups. What you see is exactly what you get.

Rate alerts

Smart Rate Alerts

Set your target rate and we'll notify you when it's time to convert. Never miss a good rate.

Full transparency

Transparent Fee Breakdown

See exactly what you pay before you send. No surprises, no hidden charges.

AI-optimized

Best Rate Routing

Our system automatically finds the most cost-effective path for your money.

Stablecoin-Powered

Your money, your way

All your funds are backed by stablecoins. Top up, hold, earn yield, convert to any currency, and spend anywhere—seamlessly.

1

Top Up

Add funds via bank transfer, card, or crypto. Instantly converted to stablecoins.

2

Hold & Earn

Keep funds in stablecoins for stability. Optionally stake to earn yield.

3

Convert & Spend

Swap to any currency in seconds. Use your card or send to your bank.

Fund with

Bank Transfer
Card
Crypto

Stablecoin Wallet

USDC / USDT

Earn up to 5% APY

Spend or withdraw

Card Payment
Bank Payout
Shop Online

Convert to 40+ currencies instantly. Send to your bank account or spend with your card worldwide.

Global Coverage

Send and receive in 150+ countries

Local accounts, local currencies, global reach. Receive like a local anywhere in the world.

North America

Countries

USA, Canada, Mexico

USDCADMXN

Europe

Countries

UK, Germany, France, Spain, +25 more

EURGBPCHF

Asia Pacific

Countries

Singapore, India, Japan, Australia

SGDINRJPYAUD

Latin America

Countries

Brazil, Argentina, Colombia, Chile

BRLARSCOPCLP

Middle East

Countries

UAE, Saudi Arabia, Qatar

AEDSARQAR

Africa

Countries

South Africa, Nigeria, Kenya, Egypt

ZARNGNKESEGP

150+

Countries

40+

Currencies

24/7

Availability

Security & Compliance

Your security is non-negotiable

We partner with industry leaders for KYC, AML, and security. Your funds and data are protected by the same standards used by major financial institutions.

KYC & AML

Powered by Sumsub

Industry-leading identity verification. Fast onboarding, bulletproof compliance.

Bank-Grade Security

256-bit encryption

Your funds and data protected by the same security standards used by major banks.

Licensed & Regulated

Multi-jurisdiction

Fully licensed in key markets. Regular audits by independent firms.

24/7 Monitoring

Real-time fraud detection

Continuous monitoring protects every transaction. Instant alerts for suspicious activity.

Compliant and certified across jurisdictions

SOC 2 Type II
PCI DSS
GDPR
VASP Registered
ISO 27001
9:41

Today

Payment Received

You received $2,500 from Client ABC

Just now

Weekly Summary

Your weekly report is ready

2h ago

Rate Alert

EUR/USD reached your target 0.92

4h ago

Low Balance Warning

USD wallet below $500

Yesterday

Email sent

Monthly report

Stay Informed

Never miss a thing

Real-time alerts, detailed reports, and smart notifications keep you on top of your finances. Get updates via email, push notifications, or SMS.

Real-time transaction alerts
Weekly & monthly summaries
FX rate notifications
Low balance warnings
Payment confirmations
Security alerts
Get alerts via:
Email
Push
SMS

Ready to go global?

Create your account in minutes. Start receiving, sending, and spending globally with transparent fees and real-time tracking.

Free account creation
No monthly fees
Instant verification